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Banks in La Manga Club: La Manga Banks include most of the major Spanish Banks in La Manga Club. We use La Caixa in la Manga club and they are fine with a good online service and friendly counter service. Just as in the UK a bank is essential if you are going to own a villa in la Manga Club to pay for water and electricity and the annual fees you will have to pay for service charges to the club.
A Bank such La Caixa in la Manga Club is prepared to finance buying villas in la Manga Club and to provide la Manga mortgages and la Manga loans for improvements. It was an expensive process when we decided to take out a Spanish Loan though. The bank knows you but they still want you to pay to 'ensure' that you own the villa. There is a fee for that of course. Then they want to value the property despite the fact they they know exactly what the villa is worth - THings are so much easier in the UK.
The time we came very close to borrowing money against the villa we did not find out until the end that the bank would only lend on a repayment loan which was no use to us.
There will be arrangement fees and valuation fees when you take out such finance. I recently went to a UK Bank to check out that I could borrow money if needed. The finance was available - up to £25k at 8.7% - GOOD G...! I have money in the bank on which they give me 0% and to borrow money they want to charge 8.7% - They are having a Laugh. The world has gone mad.
For your next stay in La Manga Club you can rent our beautiful 5star 2 Bedroomed villa at the very top of La Manga club. It offers fantastic views over La Manga Club and the Mar Menor and yet access could not be easier. All the facilities of la Manga Club are just a short distance away. Click here For further details or email us
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I met someone recently and I intend to follow his advice. I will be taking all my money out of banks and putting it in Premium bonds. If we all did this there would be such a panic at the banks and in Government that interest rates for savers would soon be returned to fair levels for savers.
Loans in La Manga tend to be at very attractive rates compared with Loans in the UK - only a few percent.
My la Manga Club = best prices on la Manga villas direct from the owners + all the La Manga Club information you need to have a fantastic holiday in la Manga Club Resort.